I feel ZERO guilt for my current life circumstances. I worked very hard - going to college with small kids, working part-time nights back then & sleeping every other day just so I could have time to be with my kids. When my colleagues got wind of my retirement plan - they were jealous. They made comments such as, "Must be nice." "I'll be working till noon on the day of my funeral." "Lucky duck." And yes, it is nice. I am not 'lucky' - I worked my ass off for DECADES - don't even go there - I earned this privilege & paid for it with time and money to become a nurse and live that chaotic schedule. I scrimped & saved so that I would NOT be working till noon on the day of my funeral. I do absolutely nothing productive - I only do the stuff that brings me joy. I've been retired for 2 1/2 years - but I felt this way right out of the gate. I set down the weight of my career and relaxed into peace. I hope you can find that as well.