I don’t consider this arguing with an editor as you understand that if you submit a piece with song lyrics in it won’t get published for the very reasons you’ve stated. My research into using images of strangers indicates that without a location - you can’t use the photo because each government - state & local have their own laws regarding the use of these types of images. Especially for commercial use as they are used in our work.
Why would anyone take a chance when there are plenty of other options out there for photos?